4 Myths About Physical Therapy Costs

4 Myths About Physical Therapy Costs

When it comes to physical therapy, misinformation about costs can keep you from getting the care you need. At Superior Physical Therapy, we’re debunking the top five myths about physical therapy costs to show you how our cash-pay and employer membership plans make high-quality care affordable and accessible.

Myth 1: Physical Therapy Is Always Expensive

Truth: Physical therapy doesn’t have to break the bank. With our Hassle-Free Physical Therapy Plan, you pay just $2,000 total (that breaks down to just $166/month) for comprehensive care for a treatment plan. Compare that to insurance-based therapy, where sessions can cost $100-$150 each, plus co-pays and deductibles. Our employer plan is even more affordable at $100 per employee per month, saving businesses thousands on healthcare costs.

Myth 2: Insurance Covers All Your Physical Therapy Costs

Truth: Insurance often leaves you with unexpected bills. Many plans have high deductibles or limit the number of sessions, forcing you to pay out of pocket once coverage runs out. Our plans eliminate these surprises with transparent, all-inclusive pricing. “I thought insurance would cover me, but I still owed hundreds,” says Jane D., a Traverse City patient. “Superior’s cash-pay plan was a lifesaver.”

Myth 3: You Get What You Pay For—Cheaper Means Lower Quality

Truth: Our cost-effective plans deliver premium care from board-certified Doctors of Physical Therapy. We use advanced tools like electrical stimulation, ultrasound, and the Normatec Compression System, plus personalized treatment plans to ensure top results. Employers using our membership plan report a 20% drop in sick days due to musculoskeletal issues—proof that affordable care can be exceptional.

Myth 4: Insurance Hassles Are Just Part of Physical Therapy

Truth: Not with us. Our plans bypass insurance entirely, meaning no pre-authorizations, no claim denials, and no referral nonsense. You get same or next-day appointments and a seamless experience. “The cash-pay plan is so simple—no paperwork, just care,” says John S., a Traverse City patient.

Take Control of Your Physical Therapy Costs

Don’t let myths keep you from the care you deserve. At Superior Physical Therapy, we’re making high-quality physical therapy affordable, transparent, and hassle-free.

Get more info or sign up for our cash-pay plan at Hassle-Free Physical Therapy Plan

Visit Employer Membership Model learn how our employer plan can save your business money while keeping your team healthy.

Or call (231) 944-6541 to schedule a consultation.